> ## Documentation Index
> Fetch the complete documentation index at: https://docs.passy.ai/llms.txt
> Use this file to discover all available pages before exploring further.
# Passy: AI Wallet
[Passy.ai](http://Passy.ai) is the AI wallet for your apps, developers and agents.
**Base URL** → `https://api.passy.ai/v1`
**Models →** `https://api.passy.ai/v1/models`
## **Why Passy?**
Keep using frontier models like ChatGPT, Claude and Gemini
Use `passy/`open models like Deepseek, Kimi, Qwen, Glm & more
All of our models are configured for Zero Data Retention & EU by default
Drop in replacement for any AI SDK and use it in Pi, Cursor, Kilo, Warp & more
**We only track prompt inputs and outputs needed for cost analysis**
## **Ready to Start?**
Send your first request and see all endpoints
SDK guides for Vercel, OpenAI & Anthtropic
Tool guides for Cursor, Claude Code, Pi & more
**Migrate flawlessly to passy in 1 minute with no downtime**
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## **Handy Guides**
**Setup your [Passy.ai](http://Passy.ai) wallet**
Sign up to Passy.ai
Send your first request
Add your team
Separate projects and set limits
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## **Need Help?**
Chat with us instantly
Meet with us
Tell us more
**We are a personal, founder-led company.** \
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When you work with Passy, you talk with us directly, you can chat with us instantly on WhatsApp, or book a live meeting on our calendar within minutes. \
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We love to know exactly who you are, what you're working on and what your team needs so we can help you better!
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## **Problems We Solve**
**The Problem: Setting up individual accounts across multiple AI providers (Azure for ChatGPT, AWS for Claude, Vertex for Gemini) takes days of legal onboarding, corporate billing setup, account configuration, model access requests, rate limit increases, and key provisioning. Because of so many different models releases and overtaking top position for different tasks week-to-week, teams face intense vendor lock-in or massive manual code re-writes trying to remain modular. Switching smoothly between premium and open-source models usually results in system downtime and a lot of work.**
**Passy’s Solution: One unified API key that grants immediate, single-click access to every major model layout. Passy serves as a routing infrastructure: your applications maintain a single code dependency, while your team changes models or providers on the fly without changing backend code.**
**The Problem: Standard cloud provider consoles lack fine-grained spending controls. When engineering teams build autonomous agents or complex CI/CD tooling, a single logical bug can cause an agent to enter an infinite processing loop exhausting thousands of € in token costs over a single weekend with zero early warning.**
**Passy’s Solution: Granular, multi-tier budget controls. Passy allows project leads to establish hard spending limits, automated alerts, and overflow controls across four distinct structural dimensions:**
* **Total Workspace**
* **Team Member**
* **\*\*Per Key \*\***
**\* Per day, week, month**
* **Overflow Limits**
* **Balance Alerts**
**The Problem: Traditional SaaS "unlimited" coding plans are inherently unstable. Shifting rate limits, unexpected throttling, and sudden price changes prevent developers from maintaining a predictable day-to-day workflow. Meanwhile, trying to self-host open-source models onto local company GPUs creates massive engineering overhead, high infrastructure bills, and compliance liabilities.**
**Passy’s Solution: A highly predictable, cost-optimized European GPU cluster. By hosting open models directly on our hardware, Passy only covers core hosting overhead, translating efficiency into compounding value:**
* **Passy Pro Subscriptions (€29/mo, billed annually): Includes 1M tokens per day on Passy models plus an additional 10% structural discount.**
* **Zero Gateway Overhead: All non-subscription users automatically receive a 5% built-in discount on Passy models, entirely nullifying the standard 5% gateway routing fee.**
**As our network grows, economy of scale allows Passy to get cheaper over time, giving companies easy access to secure and trustworthy EU-hosted GPU power without the maintenance nightmare.**
**The Problem: The AI developer landscape is shifting rapidly. Engineers want the freedom to jump between Cursor, Claude Code, Cline, Warp, Open Code, Cline, and new emerging experimental agents. Forcing a development team onto a single corporate-mandated tool destroys engineering velocity and hurts your team directly!**
**Passy’s Solution: Total developer tooling freedom. Because Passy acts as a drop-in endpoint matching standard provider schemas, your developers can configure their workspace to use any IDE extension or agent framework they prefer. You control the wallet and compliance; your developers choose their tools.**
**The Problem: Standard public cloud endpoints handle millions of concurrent global requests, causing heavy API latency fluctuations and strict initial usage tiers that throttle developers during high-velocity sprint cycles.**
**Passy’s Solution: Isolated, hyper-focused compute. Because Passy infrastructure is provisioned specifically for our ecosystem, we offer massive API rate limits without demanding initial spending histories or multi-tiered verification delays. For maximum optimization, teams can run the Passy CLI a local gateway CLI tool that handles cryptographic security and routing rules directly on the local machine, reducing network overhead to a bare minimum giving you the safest and fastest access.**
**The Problem: Enterprise organizations utilizing custom-trained models or local private GPU nodes have no clean way to manage, audit, or access their siloed infrastructure alongside external public frontier models. This fragments team workflows and breaks regulatory reporting structures.**
**Passy’s Solution: Hybrid endpoint federation. Passy permits organizations to securely link their private, self-hosted endpoints directly into our centralized dashboard ecosystem. By simply whitelisting** `passy.ai `**within your corporate virtual private cloud (VPC) or local private networks, engineers can consume internal local assets and external premium models through the exact same secure key maintaining flawless audit visibility for legal and compliance teams.**
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### **Developer Tool Compatibility**
**Works with your existing setup - Just change two lines of code.**
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## Why Choose Passy
Low-latency & fast inference for smooth coding.
Top-Up only and 10% discount with Passy Pro on `passy/ `models
Works with your existing editors & tools.
Your data stays yours!
Easy access to all premium and open models in one click
Manage your workspace, team and agents key limits easily and get notified
Go as far as you want as quickly as you need it, we wont throttle or block you
Manage access with fine tuned controls private hosting options
We use multiple keys and providers ensuring our `passy/` models stay up!
Bring your own keys, private endpoints and route to local models securely
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## Need Help?
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